Mortgage Balance Calculator
Find out your remaining mortgage balance after a given number of years, and see how much you've paid in principal vs interest.
Remaining balance
£175,716
£
£10k£2m
%
years
years
Remaining balance
£175,716
£1,112/mo · 20 years left
Paid off: 12.1%Remaining: 87.9%
You're 20% through your term but have paid off 12% of the loan.
This is normal for the early years — most of your payment goes to interest at first. As the balance shrinks, more of each payment chips away at the principal.
Principal paid
£24,284
Interest paid
£42,416
Still to pay (total)
£266,800
Interest remaining
£91,084
Balance over time