Savings & Investing
Compound interest, ISAs, FIRE planning, and retirement projections. See how your money grows over time with evidence-based models and tax-efficient strategies.
Project how your savings or investments grow over time with compound interest. See contributions vs growth with a chart.
Calculate how much your ISA could be worth tax-free. Compare Cash ISA, Stocks & Shares ISA, and Lifetime ISA with 25% government bonus. See how much tax you save vs a regular account.
Calculate how much tax you owe on savings interest. See your Personal Savings Allowance, starting rate for savings, and effective tax rate. Free, instant, no signup.
Calculate how much your child's Junior ISA (JISA) could be worth at 18. See the impact of monthly contributions, investment growth, and fees. £9,000 annual allowance, completely tax-free.
Calculate your FIRE number and how long until financial independence. Lean, regular, fat, barista, and custom FIRE modes.
Calculate how much you need to save per month to reach your target, or how long it takes at your current saving rate.
Split your after-tax income into needs, wants, and savings using the 50/30/20 rule. Custom ratios and preset budgets.
Calculate how long it takes to become a millionaire based on your current savings, monthly contributions, and expected returns.
Calculate your emergency fund target based on monthly expenses. Track progress toward 3, 6, or 12 months of coverage.
Calculate your net worth by totalling assets and liabilities. See how you compare to the UK median by age bracket.
Calculate how long your savings will last with regular withdrawals. Factor in investment returns and inflation to see when your pot runs out.
Calculate how long your pension pot will last in drawdown. See your monthly income after tax, 25% tax-free lump sum, withdrawal rate sustainability, and year-by-year projections.
Calculate how much investment fees cost you over time. Compare low-cost index funds vs actively managed funds and see the compound impact of fees on your ISA, pension, or investment portfolio.
Calculate your FIRE number for India with inflation-adjusted expenses, healthcare costs, equity/debt portfolio split, and LTCG tax impact. Based on Indian SWR research (3-3.5%).
Compare NPS Tier I, equity mutual funds, and PPF side by side. See post-tax corpus, 80CCD(1B) tax savings, LTCG impact, and annuity pension. Find which investment wins for your tax bracket and horizon.
Compare gold, Nifty 50 equity, and fixed deposits side by side. See post-tax returns, real returns after inflation, and why FDs may lose you money in high tax brackets. Based on historical Indian data.
Compare a flat SIP vs step-up SIP with annual increases. See how increasing your SIP by 10% every year can dramatically grow your mutual fund corpus.
Calculate your PPF maturity value, interest earned, and tax savings under Section 80C. See year-by-year growth, partial withdrawal limits, and loan eligibility. Current rate: 7.1% p.a.
Calculate your EPF corpus at retirement with salary growth, employer split (EPF vs EPS), interest compounding, and VPF. See your EPS monthly pension estimate, tax benefits under 80C, and year-by-year growth. Rate: 8.25% p.a.
Calculate your Sukanya Samriddhi Yojana maturity value, interest earned, and tax savings under Section 80C. See year-by-year growth, partial withdrawal for education at 18, and growth-only period bonus. Current rate: 8.2% p.a.
Calculate your fixed deposit maturity value with quarterly compounding, TDS deduction, post-tax returns, and real return after inflation. Compare cumulative vs non-cumulative FDs. Senior citizen benefits included.
Project how your savings or investments grow over time with compound interest. See contributions vs growth with a chart.
Calculate your FIRE number and how long until financial independence. Lean, regular, fat, barista, and custom FIRE modes.
Calculate how much you need to save per month to reach your target, or how long it takes at your current saving rate.
Split your after-tax income into needs, wants, and savings using the 50/30/20 rule. Custom ratios and preset budgets.
Calculate how long it takes to become a millionaire based on your current savings, monthly contributions, and expected returns.
Calculate your emergency fund target based on monthly expenses. Track progress toward 3, 6, or 12 months of coverage.
Calculate your net worth by totalling assets and liabilities. See how you compare to the UK median by age bracket.
Calculate how long your savings will last with regular withdrawals. Factor in investment returns and inflation to see when your pot runs out.
Calculate how much investment fees cost you over time. Compare low-cost index funds vs actively managed funds and see the compound impact of fees on your ISA, pension, or investment portfolio.